For example, on a 30-year FHA fixed-rate loan with a sales price of $417,675, a 3.5% down payment, resulting in a total loan amount of $410,110 including upfront mortgage insurance, with a note rate of 4.99% (5.78% APR), there would be 360 monthly principal, interest, taxes, and insurance payments of $2830.60. Real estate taxes are estimated at $348.06; homeowner’s insurance is estimated at $100.00; and mortgage insurance is estimated at $183.49. Example does not include any HOA fees. Tax and insurance estimates are subject to change. The interest rate is subject to FHA loan requirements and agency loan level pricing adjustments based on FICO score and loan-to-value. Available for qualified Piedmont Residential home buying customers who finance with PRC Mortgage for a borrower’s principal residence. Offer not valid on contract re-writes, transfers, or for buyers who have previously signed a contract with Piedmont Residential. Locking the promotional interest rate is the borrower’s responsibility with PRC Mortgage. Rates, fees, and payments are subject to change and are valid only at the time presented. Any changes to the buyer’s program after contract ratification may result in an adjusted closing cost incentive. All terms and conditions subject to credit approval, market conditions, and availability. Contract must be signed by 2/28/2026 and must close by 5/30/2026. ©2026 PRC Mortgage, LLC, NMLS# 2580072 | www.PRCMortgage.com | info@prcmortgage.com | Equal Housing Opportunity
For example, on a 30-year conventional loan with a sales price of $359,840, a 20% down payment, loan amount of $287,872, estimated closing costs of $12,061, a 800 FICO score, with a note rate of 6.625% (6.755% APR) you would have 360 monthly principal and interest payments of $1,843. Using the seller incentive to buydown the rate you would have a note rate of 5.000% (5.116% APR) with 360 monthly principal and interest payment of $1,545. Payment examples do not include homeowner insurance, property taxes, or any HOA fees. Interest rates are subject to agency loan level pricing adjustments for FICO score and loan to value. Eligible properties must close by 11/15/2025. Available for qualified Piedmont Residential home buying customers who finance with PRC Mortgage for a borrower’s principal residence. Offer not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Piedmont Residential. Locking the promotional interest rate is the borrower’s responsibility with PRC Mortgage. Locking is done at the borrower’s discretion and all rates/fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions and availability. Example terms available as of 10/16/2025. ©2025 PRC Mortgage, LLC, NMLS# 2580072 | www.PRCMortgage.com | info@prcmortgage.com.
For example, on a 30-year conventional loan with a sales price of $360,465, a 20% down payment, loan amount of $288,372, estimated closing costs of $12,102, a 800 FICO score, with a note rate of 6.625% (6.755% APR) you would have 360 monthly principal and interest payments of $1,948. Using the seller incentive to buydown the rate you would have a note rate of 5.000% (5.116% APR) with 360 monthly principal and interest payment of $1,548. Payment examples do not include homeowner insurance, property taxes, or any HOA fees. Interest rates are subject to agency loan level pricing adjustments for FICO score and loan to value. Eligible properties must close by 11/15/2025. Available for qualified Piedmont Residential home buying customers who finance with PRC Mortgage for a borrower’s principal residence. Offer not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Piedmont Residential. Locking the promotional interest rate is the borrower’s responsibility with PRC Mortgage. Locking is done at the borrower’s discretion and all rates/fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions and availability. Example terms available as of 10/16/2025. ©2025 PRC Mortgage, LLC, NMLS# 2580072 | www.PRCMortgage.com | info@prcmortgage.com.
For example, on a 30-year FHA fixed-rate loan with a sales price of $417,675, a 3.5% down payment, resulting in a total loan amount of $410,110 including upfront mortgage insurance, with a note rate of 4.99% (5.78% APR), there would be 360 monthly principal, interest, taxes, and insurance payments of $2830.60. Real estate taxes are estimated at $348.06; homeowner’s insurance is estimated at $100.00; and mortgage insurance is estimated at $183.49. Example does not include any HOA fees. Tax and insurance estimates are subject to change. The interest rate is subject to FHA loan requirements and agency loan level pricing adjustments based on FICO score and loan-to-value. Available for qualified Piedmont Residential home buying customers who finance with PRC Mortgage for a borrower’s principal residence. Offer not valid on contract re-writes, transfers, or for buyers who have previously signed a contract with Piedmont Residential. Locking the promotional interest rate is the borrower’s responsibility with PRC Mortgage. Rates, fees, and payments are subject to change and are valid only at the time presented. Any changes to the buyer’s program after contract ratification may result in an adjusted closing cost incentive. All terms and conditions subject to credit approval, market conditions, and availability. Contract must be signed by 2/28/2026 and must close by 5/30/2026. ©2026 PRC Mortgage, LLC, NMLS# 2580072 | www.PRCMortgage.com | info@prcmortgage.com | Equal Housing Opportunity
For example, on a 30-year conventional loan with a sales price of $359,840, a 20% down payment, loan amount of $287,872, estimated closing costs of $12,061, a 800 FICO score, with a note rate of 6.625% (6.755% APR) you would have 360 monthly principal and interest payments of $1,843. Using the seller incentive to buydown the rate you would have a note rate of 5.000% (5.116% APR) with 360 monthly principal and interest payment of $1,545. Payment examples do not include homeowner insurance, property taxes, or any HOA fees. Interest rates are subject to agency loan level pricing adjustments for FICO score and loan to value. Eligible properties must close by 11/15/2025. Available for qualified Piedmont Residential home buying customers who finance with PRC Mortgage for a borrower’s principal residence. Offer not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Piedmont Residential. Locking the promotional interest rate is the borrower’s responsibility with PRC Mortgage. Locking is done at the borrower’s discretion and all rates/fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions and availability. Example terms available as of 10/16/2025. ©2025 PRC Mortgage, LLC, NMLS# 2580072 | www.PRCMortgage.com | info@prcmortgage.com.
For example, on a 30-year conventional loan with a sales price of $360,465, a 20% down payment, loan amount of $288,372, estimated closing costs of $12,102, a 800 FICO score, with a note rate of 6.625% (6.755% APR) you would have 360 monthly principal and interest payments of $1,948. Using the seller incentive to buydown the rate you would have a note rate of 5.000% (5.116% APR) with 360 monthly principal and interest payment of $1,548. Payment examples do not include homeowner insurance, property taxes, or any HOA fees. Interest rates are subject to agency loan level pricing adjustments for FICO score and loan to value. Eligible properties must close by 11/15/2025. Available for qualified Piedmont Residential home buying customers who finance with PRC Mortgage for a borrower’s principal residence. Offer not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Piedmont Residential. Locking the promotional interest rate is the borrower’s responsibility with PRC Mortgage. Locking is done at the borrower’s discretion and all rates/fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions and availability. Example terms available as of 10/16/2025. ©2025 PRC Mortgage, LLC, NMLS# 2580072 | www.PRCMortgage.com | info@prcmortgage.com.