Disclaimer

For example, on a 30-year FHA fixed-rate loan with a sales price of $417,675, a 3.5% down payment, resulting in a total loan amount of $410,110 including upfront mortgage insurance, with a note rate of 4.99% (5.78% APR), there would be 360 monthly principal, interest, taxes, and insurance payments of $2830.60. Real estate taxes are estimated at $348.06; homeowner’s insurance is estimated at $100.00; and mortgage insurance is estimated at $183.49. Example does not include any HOA fees. Tax and insurance estimates are subject to change. The interest rate is subject to FHA loan requirements and agency loan level pricing adjustments based on FICO score and loan-to-value. Available for qualified Piedmont Residential home buying customers who finance with PRC Mortgage for a borrower’s principal residence. Offer not valid on contract re-writes, transfers, or for buyers who have previously signed a contract with Piedmont Residential. Locking the promotional interest rate is the borrower’s responsibility with PRC Mortgage. Rates, fees, and payments are subject to change and are valid only at the time presented. Any changes to the buyer’s program after contract ratification may result in an adjusted closing cost incentive. All terms and conditions subject to credit approval, market conditions, and availability. Contract must be signed by 2/28/2026 and must close by 5/30/2026. ©2026 PRC Mortgage, LLC, NMLS# 2580072 | www.PRCMortgage.com | info@prcmortgage.com | Equal Housing Opportunity